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Stan's World - Here we go again

Submitted by S. F. Ehrlich Associates, Inc. on May 17th, 2022

May 15, 2022

To long-time clients, let me start by saying: “Here we go again.” To newer clients, I’ll say: “Don’t worry; this is normal.” And to everyone else: “Buckle up for the ride.” I am referring, of course, to the latest, and current, stock market correction.

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  • Financial planning
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Protecting against inflation - How about an I Bond?

Submitted by S. F. Ehrlich Associates, Inc. on May 17th, 2022

May 15, 2022

Inflation has been lifting prices lately, and with that comes a barrage of news articles, TV talk show segments, and social media posts about how best to beat inflation in your portfolio.  One of the hottest tools on the market currently is Series I bonds.  They're "hot" since they currently have a published rate of 9.62%.  With a rate like that, who wouldn't want to invest?

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The bumpy road to the market's long-term average

Submitted by S. F. Ehrlich Associates, Inc. on May 17th, 2022

May 15, 2022

The chart below from Dimensional Funds1 depicts in graphic form how much the S&P 500 Index has gained (or lost) in every year since 1926. While the average annual return is approximately 10%, “it’s important to remember that returns in any given year may be sky-high, extremely poor, or somewhere in between.”

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Stan's World - The Talk

Submitted by S. F. Ehrlich Associates, Inc. on April 4th, 2022

March 31, 2022

When you work with as many families as we do, there’s always a story. Some are comical in nature, and we get to share a laugh, while others are profoundly serious. Based upon lessons learned over the past 26 years, this Stan’s World is for every client who has living parents or adult children. 

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  • Estate Planning
  • Financial planning
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Spend less and live longer or spend more and die younger?

Submitted by S. F. Ehrlich Associates, Inc. on April 4th, 2022

March 31, 2022

Michael Bloomberg is credited with saying: “…the best financial planning ends with bouncing the check to the undertaker.” The man was right when he first said it, and he’s still right today. Who would have ever thought that living too long could be a bad thing?

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  • Financial planning
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Have you checked your insurance lately?

Submitted by S. F. Ehrlich Associates, Inc. on April 4th, 2022

March 31, 2022

If you have assets, you may unknowingly be at risk from a personal liability claim. (If you don’t have assets, you’re probably covered by a line from the Bob Dylan song, Like a Rolling Stone: “When you ain’t got nothing, you got nothing to lose.”)

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Stan's World - Doing good can lead to living well

Submitted by S. F. Ehrlich Associates, Inc. on February 16th, 2022

February 15, 2022

Recently, a friend and I engaged in a fairly profound conversation. He wondered what he was going to leave behind after he died. He asked me about his contribution to society and how to assess the good that he did. I told him the question is one I’ve heard before. Frankly, it’s one I’ve periodically asked myself.  

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Market highs and inflation - The risk of assumption

Submitted by S. F. Ehrlich Associates, Inc. on February 16th, 2022

February 15, 2022

If you’re of a certain age, you may recall the classic TV show, The Odd Couple. The show focused on two friends who became roommates, played by Tony Randall (Felix Unger) and Jack Klugman (Oscar Madison). In one especially memorable episode, Felix used a blackboard in court to disassemble the word assume: “When one assumes, you make an ass of ‘u’ and ‘me’.”

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Why is it so hard for people to manage their own money?

Submitted by S. F. Ehrlich Associates, Inc. on February 16th, 2022

February 15, 2022

During bull markets, it may appear as if anything an investor buys will go higher. For individual investors, up is up, and they may even be more emboldened when hearing of others who have made a lot of money. It’s hard not to want in on the party. (How hard can it be? Even so-and-so is getting rich.) Unfortunately, there’s a lot that can go wrong when discipline is lost. 

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Stan's World - Embracing change (and pastrami)

Submitted by S. F. Ehrlich Associates, Inc. on January 6th, 2022

December 31, 2021

Since moving to Westfield more than 15 years ago, Pearl and I have celebrated New Year’s Eve the same way. We start with elegant hors d'oeuvres (think cocktail franks), attend a concert at the high school by the New Jersey Festival Orchestra, and conclude with a dinner that would be appreciated by any transplanted New Yorker. 

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S.F. Ehrlich Associates, Inc. is a Registered Investment Advisor registered with the U.S. Securities and Exchange Commission. S.F. Ehrlich Associates, Inc. does not offer or intend to offer asset management, financial planning, or investment advice through this website. The dissemination of general information pertaining to our investment advisory and financial planning practice is the purpose to which this website is limited. The foregoing information and opinions are for general information only.

S.F. Ehrlich Associates, Inc. does not guarantee the accuracy and completeness of information contained on this website, nor assume liability for any loss which may result from the reliance by any person upon such information or opinions. Such information and opinions are subject to change without notice, are for general information only, and are not intended as an offer or solicitation with respect to the purchase or sale of any security or the offering of individual or personalized investment advice. In addition, S.F. Ehrlich Associates, Inc. does not offer insurance, legal, or accounting services.

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