June 30, 2021

Those of a particular generation may recall a commercial on TV for a hair restoration company. The late Sy Sperling would look into the camera and say: “I’m not just the president of Hair Club for Men, I’m also a client.” (Perhaps I also should have been a client of Hair Club for Men, but that ship has sailed.) If we replace the words ‘Hair Club for Men’ with S.F. Ehrlich, I could do a similar commercial. I’m referring to the “I’m also a client” comment because I usually try to give myself the same advice I give to clients. 

June 30, 2021

If you’ve seen this movie before, raise your hand. Every year, business writers and market observers try to steer their audiences to their portfolio choices du jour. Small-cap growth? Dead! Large-cap value? Buy! International? Never! Emerging markets? Garbage! Bitcoin anyone?

June 30, 2021

Security is very important to us, and we think it should be equally important to you. That’s why we frequently include articles about what you need to do to help protect yourself against identity and other theft.

May 15, 2021

Though I like to believe it’s my Honest Abe appearance that encourages total strangers to reveal things to me that wouldn’t normally be discussed with other strangers, it’s more likely that we’re all so desperate for social contact that people are willing to talk to anyone. Even me. 

May 15, 2021

For a hundred years or more, investors have been seeking the holy grail of investing: how not to lose money in the stock market. Finally, MONEY.com¹ has revealed the answer, and it can be condensed into two words: Don’t sell!

May 15, 2021

There are certain documents that EVERY adult should have. While we don’t know when any will be required, there is a certainty they will be needed. The must-have list starts with four documents: a will, a durable power of attorney, an advanced health care directive, and a HIPAA release form.  Let's dive in to each.

March 31, 2021

We’re coming up to 25 years since I started our financial planning practice. Over those years I’ve offered advice to clients about their finances, as well as counsel on a multitude of finance-related (and often some very un-related) subjects. As I think back to many of those conversations, I realize how often I used the word “NO.”

March 31, 2021

From Emily Barone at TIME Magazine¹, “It was a year ago that the COVID-19 pandemic seized control of our lives. While essential workers remained on the job, the rest of America, confined to quarters, tried to come to terms with a life on pause. Working, learning, and passing the time almost entirely from home meant changes in habits, health, relationships, and plans for the future. Numbers don’t tell the whole story, of course, but these at least describe the contours of the lives we lived.”

March 31, 2021

A client recently shared a blog post from the blogging website Wait But Why (https://waitbutwhy.com/) that we would like to share with you. While it only takes a few minutes to scroll through, it has the potential to leave you pondering. To make the post more meaningful, substitute your age for the age of the author. Do the math on how many of ‘whatever’ you have left.

February 15, 2021

While distant memory sometimes eludes me, I vividly recall back to my college days when getting a shot related to an alcoholic beverage. My, my, my, how times have changed.

If you’re a senior citizen, or any other kind of citizen for that matter, talking about a shot today only has one meaning: the COVID vaccine . “Did you get the shot?” “Have you signed up for the shot?” “Are they giving the shot near you?” “Do you know anyone who got the shot?” “How can I get the shot?”