S.F. Ehrlich Associates |
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If not for the risk of you eventually blocking our emails, we would send out this reminder via email every week. In the past several months, at least three clients have fallen victim to cyber thefts. Aside from the dollar cost, these crimes are an assault against our dignity. Victims replay the events countless times, and there’s virtually nothing that law enforcement can do.
John Zeltmann |
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November 15, 2022 While my life may not be as varied as others, I’ve still been fortunate to have enjoyed a lot of interesting experiences. But even during my college fraternity days – when my judgment may have been occasionally impaired due to weekend merriment – I never recall thinking that I should try farming. Perhaps the reason for this...
November 15, 2022 This article speaks to concerns that some investors have due to the performance of both the stock and bond markets in 2022. As noted by Vanguard1, “…market, economic, and geopolitical conditions all appear fraught. Inflation is hitting 40-year highs, the Federal Reserve is sharply reversing monetary policy, the pandemic hasn’t gone away, and supply chain woes have...
John Zeltmann |
November 15, 2022 Thanks to the AARP Bulletin for their article1 on how all of us can better use our smartphones. For purposes of brevity, we’ve only included examples for iPhones. If you have an Android device, you can likely accomplish the same tasks though you may want to Google instructions on how to do so. Also note these uses...
John Zeltmann |
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September 30, 2022 You may wonder whether or not John and I recycle paragraphs from old memos when we write to clients every time there’s a stock market downturn. We don’t, but we understand the perception. If you’ve been a client through a few downturns, you may have observed that many of our communications repeat the same themes: try to...
September 30, 2022 There used to be a time when people would think about buying long-term care insurance when they retired. There used to also be a time when insurance companies wrote policies for sixty-somethings. Then a funny thing happened: people started to live longer. Worse, at least from the perspective of an insurance carrier, the people who lived longer...
September 30, 2022 A recent paper by Vanguard1 visually depicts why an increase in interest rates is so important to long-term bond returns and why more recent price volatility is not as much a concern as many investors fear. Bond prices may not matter as much as you might think they do “While swift price declines can be upsetting, it’s...
John Zeltmann |
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August 15, 2022 Our business relates to money, specifically your money, so our interest is always piqued when we hear about scams seeking to separate our clients from their hard-earned assets. And if you think we focus on this topic too much, you’re correct. In fact, we’d like to send out even more reminders. As you already know, we periodically...