Social Security
When you claim Social Security can have a meaningful impact on your retirement income.
But the right decision involves more than simply choosing an age.
We help clients evaluate their Social Security options in the context of their broader financial plan. That may include considering expected benefits, retirement timing, other sources of income, taxes, life expectancy, and, for married couples, the potential impact on a spouse or survivor.
In some cases, delaying benefits may make sense. In others, claiming earlier may be appropriate. The decision depends on your individual circumstances and the tradeoffs involved.
Our role is to help you understand those tradeoffs and make an informed decision about when to claim.
Social Security Speaking Engagements
John Zeltmann, CFP®, CFA has presented on Social Security retirement planning to thousands of people throughout the tri-state area.
His presentations help individuals understand how Social Security benefits work, the factors that can affect claiming decisions, and how Social Security may fit into a broader retirement plan.
For information about Social Security speaking engagements, please contact us.