February 15, 2019

If you’re a senior on Medicare and you get sick while traveling abroad, let us try to help you calculate your out-of-pocket expenses should you get ill. The answer: Probably every dime you’re charged will come out of your pocket.

February 15, 2019

A client recently emailed to suggest that we remind all our clients of the importance of umbrella insurance. It was a good suggestion.

Regardless of your age, if you own any assets that you want to preserve, adding an umbrella policy helps to protect your assets. The more assets you have, the larger the umbrella policy you should obtain. (Umbrella policies often start at $1 million of coverage.)  Many experts suggest one should have enough insurance to at least cover your net worth.

November 15, 2018

The short answer is “There isn’t one answer for everyone.” The long answer is: “It depends.”

June 30, 2017

I’ll assume that all of us spend the money each year to pay the premiums for homeowner’s insurance, whether you’re a renter or a homeowner. But should a calamity impact your home, such as a fire, have you thought about how you would file a claim? While you might have a policy for certain pieces of jewelry, or works of art, do you have a written description of all your furnishings? Other collectibles? Family heirlooms?

March 31, 2017

Quoting the Genworth 2016 Cost-of-Care Survey¹, AARP estimated the median daily cost for long-term care in a semi-private room in 2016. The results are surprising, though possibly depressing, depending upon where you reside.