March 31, 2019
A recent phone call with an old friend led to a lengthy discussion on where to live in retirement. We touched all the bases: aging in place, independent living within a senior community, assisted living, and nursing care. The conversation paused, however, when I was asked the question: “How do you know when it’s time to go?”
March 31, 2019
By: John Zeltmann
Stan and I will both tell you we have one of the greatest jobs in the world. Helping people plan for their retirement while making financially sound decisions during their working years is an incredibly rewarding vocation. Daily, we get to help people figure out how to reduce tax bills, determine appropriate levels of life insurance, plan for college, and prudently grow their portfolios over time. Those are just some of the highlights.
When we have those types of conversations with the children of our clients, the rewards can be just as profound.
March 31, 2019
JP Morgan’s 2019 Guide to Retirement includes a chart (see below) depicting levels of happiness and stress by age. For married Americans, happiness is lowest at age 46 and then continues to rise on an upward sloping curve all through the ‘golden’ years. (I wonder if it has anything to do with the kids’ finally going off to college.)
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