Older clients may recall a late 1950s/early 1960s TV show titled; “Who do you trust?” The show host – a task handled by Johnny Carson for a few years - would ask a husband and wife a question. The husband and wife would then decide who among them they trust to answer the question.

We often write about the benefits of diversification within a portfolio. Diversification entails building portfolios with multiple asset classes; asset classes that don’t all correlate with each other. Sometimes, one asset class, such as fixed income, will lose value while another asset class gains value.

Not only should you ask yourself that question, but you should also wonder about the security of the phones owned by those you love (especially seniors). An article in The Wall Street Journal provides a few useful questions you can ask when the opportunity for a conversation presents itself.