Skip to main content

  •  Tel: 908-789-1100
  •  Fax: 908-789-1115
  • info@sfehrlich.com 
  • Book a Meeting
  •  
  •  

  • Home
  • About Us
    • Meet the Team
    • Who We Are
  • Our Services
    • Investing
    • Financial Planning
    • Social Security
    • Our Fees
    • Pro Bono
  • Our Thinking
    • Blog: Managing Your Money
    • Thinking Social Security
    • Newsletters
  • Disclosures
  • FAQ
  • Contact

Proactive Planning

for a solid future

Helping You

manage the changing face of life

Our Mission

your success is our only mission

Proactive Planning

for a solid future

Helping You

manage the changing face of life

  Previous   Next

    You are here

  1. Home
  2. Our Thinking
  3. Managing Your Money Blog

Managing Your Money Blog

Should I Invest in an IPO?

Submitted by S. F. Ehrlich Associates, Inc. on June 30th, 2017

June 30, 2017

Snapchat has been in the headlines recently.  At first, they were the darling of the initial public offering (IPO) space, with investors clamoring for a chance to purchase the company stock.  The first act of that play ended on a high note: on the day of their IPO, March 2, 2017, the stock price finished up 44%, rising from an issuing price of $17 per share to later close at $24.48.  Not a bad way to send the audience off to intermission.

Then came Act 2.  

  • Read more

Grab Your iPhone - It Might Actually Save You Money

Submitted by S. F. Ehrlich Associates, Inc. on June 30th, 2017

June 30, 2017

I’ll assume that all of us spend the money each year to pay the premiums for homeowner’s insurance, whether you’re a renter or a homeowner. But should a calamity impact your home, such as a fire, have you thought about how you would file a claim? While you might have a policy for certain pieces of jewelry, or works of art, do you have a written description of all your furnishings? Other collectibles? Family heirlooms?

Tags:
  • Financial planning
  • Read more

Investing Lessons of (This) Century

Submitted by S. F. Ehrlich Associates, Inc. on June 30th, 2017

June 30, 2017

We continually try to share information so our clients understand why we do what we do. Why we build diversified portfolios, or why we sell some equities when the stock market is going up and everyone feels euphoric, and buy them when the market drops and everyone is cowering in fear. Why we encourage those in the marketplace to work a little longer and why we encourage those who are retired to spend just a little less.

  • Read more

By The Numbers - June 2017

Submitted by S. F. Ehrlich Associates, Inc. on June 30th, 2017

Source: Direxion Funds

June 30, 2017

By the numbers…....

  • The personal savings rate in the US was 5.9% as of 3/31/17. The personal savings rate in the US was 1.9% as of 7/31/05, a record low in the country.
  • Of the 3.14 million high school graduates in 2016, 2.19 million began college in the fall of 2016 (i.e. 70% of high school graduates went to college).
  • Just 1% of Americans are responsible for 21% of healthcare expenditures in the US. Just 20% of Americans are responsible for 82% of healthcare expenditures in the US.
  • Read more

Stan's World: Living In An Age Lab

Submitted by S. F. Ehrlich Associates, Inc. on May 15th, 2017

May 15, 2017

Seniors, many with the help of their adult children, will ultimately face a multitude of issues as they age. Addressing them sooner than later can contribute to a long, happy, and productive retirement.

Tags:
  • Financial planning
  • Read more

How To Become A Happy Retiree

Submitted by S. F. Ehrlich Associates, Inc. on May 15th, 2017

May 15, 2017

Writing in MONEY.com, Nancy K. Schlossberg, a professor emerita of counseling and personnel services at the University of Maryland, reiterates the words of Coughlin: “Succeeding in retirement is about more than money.”1  As part of her new book: Too Young to Be Old: Love, Learn, Work and Play as You Age, Schlossberg groups retirees into six paths. “Any of these routes can be right for you (with one exception), and thinking about retirement this way can help you get comfortable with your new identity.”

Tags:
  • Financial planning
  • Read more

Guessing What's Next: The Markets and The Economy

Submitted by S. F. Ehrlich Associates, Inc. on May 15th, 2017

May 15, 2017

You may recall reading about the VIX Index in this space, which many view as a type of fear gauge for Wall Street.  According to a recent article in the New York Times1, for the first time in more than 10 years, it dipped below 10, which means investors don’t anticipate an imminent market decline. (The historical average of the VIX is around 20.)  With the market near record highs, and the VIX near record lows, contrarians must be licking their lips in anticipation of the windfall they think they’ll make. Their logic: everyone is happy, so nothing good can come next. But contrarians are not always right; they just tend to take the opposing view.

  • Read more

Apps That Can Save You Money

Submitted by S. F. Ehrlich Associates, Inc. on May 15th, 2017

May 15, 2017

If you have a smartphone, you’ve probably used it for all the obvious tasks: phone calls, text messaging, e-mail, FaceTime, directions while driving (or walking), etc. In addition, the reporters at MONEY Magazine have identified their top apps1 to save you money while shopping.  Click to read more.

Tags:
  • Financial planning
  • Read more

By The Numbers

Submitted by S. F. Ehrlich Associates, Inc. on May 15th, 2017

Source: Direxion Funds

May 15, 2017

By the numbers…....

  • The last time that the S&P 500 was up on a total return basis for the 1st quarter yet finished down for the full calendar year was 2002. (The S&P 500 gained 6.1% on a total return basis in Q1 2017.)
  • The 75-year average growth rate of the US economy (i.e. Gross Domestic Product, or GDP) is +3.3% per year. However, the actual growth rate of the US economy has reached +3.3% or greater in only 2 of the last 16 calendar years.
  • Read more

Stan's World: Active vs. Passive Fund Management

Submitted by S. F. Ehrlich Associates, Inc. on March 31st, 2017

By Stanley F. Ehrlich

March 31, 2017

The ongoing debate between actively managed and passively managed mutual funds has picked up steam recently. Actively managed funds are mutual funds with an investment team that seeks to buy the ‘best’ stocks for their portfolio. I have an image of the chief investment officer standing on a desk in the middle of that fund’s trading floor screaming: “Buy only winners; sell all the losers. Your bonuses depend on it!” (Maybe I need to watch the movie Wall Street to see if they actually do that.)

  • Read more
  • « first
  • ‹ previous
  • …
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • next ›
  • last »

Our Thinking

  • Blog: Managing Your Money
  • Thinking Social Security
  • Newsletters

Book a Meeting

Tell a Friend

15 Alden Street, Suite 12
Cranford, NJ 07016

  •  Tel: 908-789-1100
  •  Fax: 908-789-1115
  •  info@sfehrlich.com
  •  
  •  
  •  

S.F. Ehrlich Associates, Inc. is a Registered Investment Advisor registered with the U.S. Securities and Exchange Commission. S.F. Ehrlich Associates, Inc. does not offer or intend to offer asset management, financial planning, or investment advice through this website. The dissemination of general information pertaining to our investment advisory and financial planning practice is the purpose to which this website is limited. The foregoing information and opinions are for general information only.

S.F. Ehrlich Associates, Inc. does not guarantee the accuracy and completeness of information contained on this website, nor assume liability for any loss which may result from the reliance by any person upon such information or opinions. Such information and opinions are subject to change without notice, are for general information only, and are not intended as an offer or solicitation with respect to the purchase or sale of any security or the offering of individual or personalized investment advice. In addition, S.F. Ehrlich Associates, Inc. does not offer insurance, legal, or accounting services.

The content available through this website is the property of S.F. Ehrlich Associates, Inc. and is protected by copyright and/or other intellectual property laws. Content received through this site may be displayed, reformatted, and printed for personal, non-commercial use only.

Additional Important Disclosures

© 2022 S.F. Ehrlich Associates, Inc. . All rights reserved.