November 15, 2020

As many long-time clients will attest, I tend to share lessons I learn in life through this column. Some lessons may apply to more readers than others, but I always hope there is some value to at least a few of you. In this instance, I think I learned something that has the potential to benefit everyone. While that may be a bold statement, hear me out.

November 15, 2020

The Wall Street Journal published a Journal Report titled Encore, and it included an article¹ on how COVID will impact us all in retirement. Even if you’re not a retiree or close to it, it’s worth it to pay attention. As Kenny Chesney sings: “Don’t blink…a hundred years goes faster than you think.”

November 15, 2020

A few planning tips as we head into the final days of 2020 that we thought you might find helpful.  As always, if any of these interest you and you'd like to discuss further, let us know.

September 30, 2020

A few weeks ago, we moved my 98-year-old mother from independent living to long-term care. One of the reasons why we selected the community where she lives is because they have a continuum of care, to include independent living, assisted living, and skilled nursing.

September 30, 2020

As many long-time investors know, the stock market doesn’t react well to uncertainty. What the market does reward is constancy: interest rates that don’t fluctuate to any great degree; an economy growing on a gradual incline; and a lack of drama. When it comes to 2020, put a check next to constancy in interest rates, as there’s no sign they’ll go higher, potentially for the next few years. And then put your pens down; the quiz is over.

September 30, 2020

Compliments of AARP The Magazine¹, here are “8 smartphone apps to make life safe.” Some might be useful to you, an elderly parent, or to any other age group. There’s so much available on our smartphones that people don’t take advantage of; these apps just nick the surface.

August 15, 2020

If you spent the past five months in lunar orbit and recently opened your brokerage statement, your reaction was probably akin to ho-hum. For the rest of us mere mortals, it’s been an incredible whipsaw. Lacking sports and social lives, watching the stock market became its own entertainment.

August 15, 2020

Raise your hand if you share one of my many idiosyncrasies: I don’t like change. (Let me qualify that comment. When Dunkin Donuts added sprinkles to their double chocolate donut, I didn’t register a complaint.) Back to the subject at hand: What’s wrong when things are OK staying just the way they are?

August 15, 2020

By: John Zeltmann

Times like these are rife with opportunities for potential fraudsters. While the unsuspecting public spends a lot of energy these days on things like trying to remember a face mask when walking out the door, checking in on at-risk family members, or keeping youngsters entertained while working from home, scam artists recognize that we may not be as focused as we should be on protecting our personal finances.

June 30, 2020

You’re welcome to call me a skeptic (or worse) but I fall into the camp that says we’ll be battling a second wave of COVID-19 when it revisits us in the Northeast at some point in the fall. To make matters worse, I also believe the lockdown for the second round will occur faster (and possibly feel harsher) than it did in Round 1. We’re just beginning to enjoy a modicum of freedom after almost four months, and removing those freedoms will sting.