August 15, 2021

Across the board, businesses in America were ill-prepared to power down when COVID hit and were even less prepared when the economy started to reopen a few months later. Once supply chains were effectively shut down, ratcheting up has proven far more difficult.  

August 15, 2021

Whether you’re a retiree, on the cusp of retirement, or anticipate that you someday will retire, there’s a good chance either (a) retirement didn’t turn out the way you thought, or (b) the retirement you’re anticipating will be dramatically different than what actually will occur.

June 30, 2021

Those of a particular generation may recall a commercial on TV for a hair restoration company. The late Sy Sperling would look into the camera and say: “I’m not just the president of Hair Club for Men, I’m also a client.” (Perhaps I also should have been a client of Hair Club for Men, but that ship has sailed.) If we replace the words ‘Hair Club for Men’ with S.F. Ehrlich, I could do a similar commercial. I’m referring to the “I’m also a client” comment because I usually try to give myself the same advice I give to clients. 

May 15, 2021

Though I like to believe it’s my Honest Abe appearance that encourages total strangers to reveal things to me that wouldn’t normally be discussed with other strangers, it’s more likely that we’re all so desperate for social contact that people are willing to talk to anyone. Even me. 

March 31, 2021

We’re coming up to 25 years since I started our financial planning practice. Over those years I’ve offered advice to clients about their finances, as well as counsel on a multitude of finance-related (and often some very un-related) subjects. As I think back to many of those conversations, I realize how often I used the word “NO.”

March 31, 2021

A client recently shared a blog post from the blogging website Wait But Why (https://waitbutwhy.com/) that we would like to share with you. While it only takes a few minutes to scroll through, it has the potential to leave you pondering. To make the post more meaningful, substitute your age for the age of the author. Do the math on how many of ‘whatever’ you have left.

February 15, 2021

While distant memory sometimes eludes me, I vividly recall back to my college days when getting a shot related to an alcoholic beverage. My, my, my, how times have changed.

If you’re a senior citizen, or any other kind of citizen for that matter, talking about a shot today only has one meaning: the COVID vaccine . “Did you get the shot?” “Have you signed up for the shot?” “Are they giving the shot near you?” “Do you know anyone who got the shot?” “How can I get the shot?”

February 15, 2021

Just like there’s no universal savings amount that everyone should reach to secure their retirement (“What’s my number?”), neither is there a universal retirement age for everyone. The fact that your friends are all retired doesn’t mean it’s the right decision for you, and vice versa if none of them are retired but you think it’s your time.

December 31, 2020

AARP Bulletin¹ published several steps we can all take to protect ourselves from fraud in 2021. (Considering we’re referencing AARP, you may be amused by one of their tips.)

May 15, 2020

Writing “Stan’s World” eight times a year allows me the opportunity to share a story or anecdote that might be of interest to clients who have faced or might experience a similar situation. In some cases, it’s even cathartic, allowing me to explain how I handled some sort of life-cycle event. At this moment in time, however, it seems that all roads lead to the same topic: the coronavirus.