When clients hire us as their personal financial advisors, we assume a multi-faceted role. Depending on the client’s needs, our responsibilities might include crafting a financial plan; putting together a balance sheet; examining cash flow and expenses; investing, managing, and rebalancing investment assets; linking up with related professionals on the team, to include attorneys and accountants; and a myriad of other actions. We want clients to be reassured; from simple questions to life-changing events, we’re here to help.

People who trade the stock market frequently aren’t concerned about performance over time. They’re concerned with performance each week, day, or even hour. However, when you’re a long-term investor, reference is often made to how the market performs ‘over time.’ Long-term investing, by definition, implies a longer duration.

The AARP Bulletin recently included an article on Super Agers. By definition, a “super ager is someone over 80 with an exceptional memory – one at least as good as a person 20 to 30 years younger.” Based upon the research cited in the article, super agers are quite rare, comprising less than 10% of the population.