If you want to stay close to your family, or to your friends, start a tradition. You don’t necessarily have to announce it’s a tradition, but you will have to repeat it for it to become a tradition. My hunch is repeating the same event a few times will put it on everyone’s calendar, and voila, a tradition is born.

You won’t have to search for long before you find a headline blaring a warning that the market is too high. Or too richly valued. Or it’s been these many days since the last recession. Or these many days since the previous bear market. It’s not profound to state that each day brings us closer to a market peak because we’re always one day closer to a market peak. But what to make of these prognostications?

For years, large private equity firms have lobbied to gain access to smaller investors. Specifically, there has been a long-running campaign to add private equity investments to 401(k) plans. It appears those efforts may be starting to pay off.