September 30, 2017

If nothing else, aging provides perspective. The longer you live, the more you realize there’s only so much you can plan for in life. Conversely, you also learn that failing to plan can be life-altering, but often not in a good way. If you’re a senior (you can define how old that is), in or approaching retirement, it might be time to start pondering where to live the most golden of your senior years.

September 30, 2017

We don’t always get to choose where we want to live, either during our working life or later. Jobs may take us to cities with a high cost of living, and family, friends, and health may keep us in or near those same communities when we retire.

August 15, 2017

As you might imagine, John and I spend a lot of time reading both professional journals as well as more mainstream publications, such as the Wall Street Journal and Barron’s. Thus, we’re familiar with the current debate about robo-advisors and which investors might benefit from using them.  

August 15, 2017

September is right around the corner, which means it's back-to-school time.  No doubt that any parent with a child under the age of 18 is scrambling around, helping their kids pick up the necessary materials they need for a successful year.  Just imagine the slate of courses primed for your child or grandchild: social studies, math, biology, art, personal finance...wait, what?  No personal finance class, you say?  

June 30, 2017

I’ll assume that all of us spend the money each year to pay the premiums for homeowner’s insurance, whether you’re a renter or a homeowner. But should a calamity impact your home, such as a fire, have you thought about how you would file a claim? While you might have a policy for certain pieces of jewelry, or works of art, do you have a written description of all your furnishings? Other collectibles? Family heirlooms?

May 15, 2017

Seniors, many with the help of their adult children, will ultimately face a multitude of issues as they age. Addressing them sooner than later can contribute to a long, happy, and productive retirement.

May 15, 2017

Writing in MONEY.com, Nancy K. Schlossberg, a professor emerita of counseling and personnel services at the University of Maryland, reiterates the words of Coughlin: “Succeeding in retirement is about more than money.”¹  As part of her new book: Too Young to Be Old: Love, Learn, Work and Play as You Age, Schlossberg groups retirees into six paths. “Any of these routes can be right for you (with one exception), and thinking about retirement this way can help you get comfortable with your new identity.”

May 15, 2017

If you have a smartphone, you’ve probably used it for all the obvious tasks: phone calls, text messaging, e-mail, FaceTime, directions while driving (or walking), etc. In addition, the reporters at MONEY Magazine have identified their top apps¹ to save you money while shopping.  Click to read more.

March 31, 2017

It was Joseph Heller, the author of Catch-22, who pointed out: “Just because you're paranoid doesn't mean they aren't after you.” As it turns out, that’s especially true of your computer.

By Stanley F. Ehrlich

February 16, 2017

An article in the New York Times¹ titled “Probably a Bad Idea to Sell Just Because You Fear Trump” reminded me of a piece in MONEY Magazine that I read last summer. That article questioned how the election might impact your investments, and included two comments worth repeating...