Will we be able to live in retirement in the same fashion as we’re currently living?
This is the question everyone approaching middle age wants answered. From our perspective, there is a significant difference between merely retiring as opposed to planning for a successful retirement. One of the reasons we ask clients for current spending information is to help determine how much annual income, adjusted for inflation, they will require during retirement. Only when that number is calculated can we begin to determine the asset levels that would help achieve that goal and how those assets should be invested.