September 30, 2019

I’ve detected recurring patterns when working with clients of different ages. Clients in their 40s and early 50s, for example, tend to ask various questions that pertain to the theme “How am I going to get there?” They want to know how much they need to save, how many years they have to work, and how much their portfolios will need to grow in order to reach “there”. “There” is an undetermined date in the future when work as they know it will cease, where they live will change, and how they live will be different. While “there” is often not well defined, it clearly represents a lifestyle change from “now”.